DSCR-STR programs qualify on projected AirDNA revenue or actual STR income. Watch local regulation — many cities have banned or restricted STRs.
Asset Classes
STR (Short-Term Rental)
A property rented nightly or weekly on Airbnb/Vrbo — treated differently by lenders and the IRS.
More in Asset Classes
- SFR (Single-Family Residential)— A detached 1-unit home held as a rental — the most common investment property type.
- Small Multifamily (2–4 unit)— Duplex, triplex, or fourplex — still **residential** for financing purposes.
- Multifamily (5+ units)— Apartment property with 5 or more units — financed as **commercial** real estate.
- Mixed-Use— A property combining residential and commercial uses — e.g. retail on the ground floor, ap…
- Industrial— Warehouses, distribution centers, light manufacturing, flex space.
- Triple Net Lease (NNN)— A lease where the tenant pays taxes, insurance, and maintenance in addition to rent.