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Asset Classes

Small Multifamily (2–4 unit)

Duplex, triplex, or fourplex — still **residential** for financing purposes.

Best of both worlds: conventional/DSCR residential financing + multiple income streams. FHA 3.5% down works if you owner-occupy one unit ('house hacking').

Related

Terms

  • Multifamily (5+ units)
  • DSCR (Debt Service Coverage Ratio)
  • House Hacking

More in Asset Classes

  • SFR (Single-Family Residential)— A detached 1-unit home held as a rental — the most common investment property type.
  • Multifamily (5+ units)— Apartment property with 5 or more units — financed as **commercial** real estate.
  • Mixed-Use— A property combining residential and commercial uses — e.g. retail on the ground floor, ap…
  • Industrial— Warehouses, distribution centers, light manufacturing, flex space.
  • Triple Net Lease (NNN)— A lease where the tenant pays taxes, insurance, and maintenance in addition to rent.
  • Self-Storage— Facility renting individual storage units on month-to-month leases.

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