Power DealsSign in

Loan program

Fix & Flip Bridge

Purpose-built financing for the 6–12 month flip cycle.

Rate range

9.50% – 11.50%

Max LTV / LTC

90% LTC + 100% rehab, 70% ARV

Term

12 months, interest-only

Rehab-focused bridge loan up to 90% LTC and 100% rehab, priced for experienced flippers.

Best for

  • Single-family and 2–4 unit flips
  • BRRRR investors
  • Experienced flippers (5+ projects)

Eligibility

  • 680+ FICO
  • Real estate flipping experience or partner
  • 10% liquid post-close
  • Marketable exit strategy

Documents needed

  • Purchase contract
  • Rehab scope + bid
  • ARV comps
  • Prior flip HUDs (if any)
  • Entity docs

Pros

  • Speed to close (10–21 days)
  • No income docs
  • Rehab fully financed
  • Volume pricing for experienced flippers

Considerations

  • Short term — must sell or refi
  • Draw process requires working capital
  • ARV cap is hard

Fix & flip financing built around the reality of a rehab timeline. Draws move fast, inspections are streamlined, and pricing improves as you close more deals.

Best paired with a written rehab scope, three contractor bids, and a listing agent already scoped for the resale.

Common questions

Volume discounts?

Yes. After 5 successful closes, most lenders drop pricing 25–50 bps and streamline docs.

Can I flip out of state?

Yes, if the state is licensed. Some markets (FL, CA, judicial-foreclosure states) require added underwriting.

Ranges shown are educational. Actual pricing and terms depend on your credit, the property, and current market conditions. Nothing on this page is an offer of credit.